In this time of economic crisis, where Washington Mutual and Lehman Brothers, as well as other big banks, are in trouble, finding money is tough. It’s nearly impossible to locate a bank in this country that will lend a person money without significant proof that they will be able to repay it. People that don’t have perfect credit histories should not despair, however. Bad credit home loans are still available if you are willing to look and do the work.

Although the standards for obtaining a loan are a lot tougher than before, a good credit report is just one of the things that a bank will consider when making a decision about giving someone a loan. Banks have come to the conclusion that past banking practices have left an abundant amount of people with bad credit because they were given loans they couldn’t finish paying.

But there are lenders willing to take the risk of lending to you, even if your credit is poor. The most important thing is getting all of your affairs in order, such as salary, paid bills, collateral and employment, so that you can present the best case possible when applying. Just know that you might not qualify for a low interest-rate loan if your credit is less than perfect.

You’ll also need to have a substantial down payment ready when looking to buy a new home; a lender is more willing to loan money to someone with poor credit if he or she has an investment in the property. More money for your down payment is required by the bank if your credit is especially bad.

You can even get credit counseling services to better your chances of getting a bad credit home loan, as that will look good to your lender. The goal is that with education and help in creating a budget, payments will be made on time, and borrowers will still have enough cash for daily life.

Credit counselors also help people manage their finances so as not to repeat the poor-credit cycle.

One thing that will be more difficult to obtain, whether one has bad credit or an excellent rating, is a second mortgage. You might find it easier, if you have equity in your home yet still owe a big amount, to refinance your current loan rather than take one out against the equity on your home.

Given the financial climate of the country and the number of people who have lost their jobs in recent months, many more people are finding themselves with less than perfect credit ratings. This situation, along with the stricter criteria that banking institutions are currently using to determine who is and who is not eligible for a loan, can increase the difficulties associated with obtaining a bad credit home loan. Never stop trying because there are lenders out there willing to go the extra mile but it may take time a little more effort on your part.

John writes about finding home loans and mortgage refinancing for people with poor credit.

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Boston Luxury Hotels offers you a premium pick of the premiere 5 Star Boston Hotels and 4 Star Boston Hotels. At our website you can choose from the most deluxe accommodations in the city of Boston. There are plenty of things to keep you busyThere’s lots of stuff to enjoy when you visit a Boston 5 Star Hotels. Without question you’ll discover that every luxury property has been hand selected in order to provide you with confidence that our assembly of high-end Hotels in Boston MA will meet the demands of the most discriminating traveler.

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As Washington DC Movers for 35 years, Bayshore is the expert at moving and storage services, in addition to various commercial services. Bayshore prides itself on the quality service and fair prices we provide our valued customers in the Washington, D.C. area and surrounding communities. We provide customized solutions for residential and business moves, corporate relocation and fine art storage, among others.

Trading Systems Optimization

To the new trading systems developer one of the most exciting things to play with is optimization. Optimization is using the power of the computer to look at every possible sequence of parameters and rules, and then using only those rules and or parameters that have worked the best. With enough computer crunching power, it is possible to find systems that perfectly “predicted” the past. We can run number crunching PC’s on automated routines and have them analyze billions of bits of data while we are sleeping! Many traders do this long enough and later “discover” the holy grail of trading systems. They jump into the markets with their new super predictive algorithms only to find they fall apart in real trading!

Trading Systems Optimization Failure

“What happened?” they ask. The answer is that what they created was likely a trading system that was a statistical coincidence (known as a “curve fit”). Curve fitting is where you force a system to conform to historical data. The problem is that the markets will behave much differently moving forward; therefore, a “perfect” trading system could be useless. For example, your computer finds the perfect dates historically to have bought and then sold the market. These dates are likely coincidental and have no future value, yet sometimes people will base a system on them. This is a clear example; however, most curve fits are some complex form of this basic concept.

Let’s look at another flawed example. Assume we wanted to optimize nickels that were most likely to land on heads. What we could do is flip millions of nickels and only select those that landed on heads. Then, we can take those remaining nickels and flip them again, once again only choosing those that land on heads. We could repeat this process over and over again each time only choosing those nickels that land on heads. At this point, we might conclude that we had narrowed down our nickels to only a small handful that were “optimized” to land on heads. We could then go out and wager large bets with those nickels putting all our money on heads. We would quickly make a fortune, right? WRONG!

We would quickly lose our money. Those nickels were not optimized for heads; they always had 50/50 odds. What might have confused some is that they thought they had found predictable nickels. All they found was a statistical coincidence!

Trading Systems Optimization Reality

Because there is so much data, and so much computing power available, these kinds of errors find their way into trading systems all the time. When developing a system it is imperative to avoid optimizing as much as possible. You need to find NON curve-fit, robust systems. There can be a place for some types of optimizing, but it must be handled correctly.

We design all our systems in a robust way that we feel avoids the optimization pitfalls of so many other systems.

Feel free to email or contact us with any questions or comments on this subject.

Dean Hoffman
DH Trading Systems

The Bahamas – Basic Travel Information –

Formally called the Commonwealth of The Bahamas, this set of 29 islands, 661 cays, and 2,387 islets is truly a treasure of the northern Atlantic Ocean. It is situated north of Cuba and Hispaniola, or the Dominican Republic and Haiti, and south of the United States. The Bahamas encompass a total of 5,382 square miles, with an approximate 330,000 citizens living there. Its official language is English.

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Its perfect winds and serene waters have given it a reputation for sailing all throughout the world. During all four seasons, many different boat racing events are held. The famous game fish of the area constantly entice fishermen to their waters. Boaters have broken more than 50 records from different countries in the Bahamas. The beginning of the Gulf Stream, where some of the world’s most extraordinary sea creatures can be discovered, is really in the Bahamas. Famed writer Ernest Hemingway called Bimini, a Bahamian island, his home.

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Tourists also are drawn to the Bahamas by the same factors that send fisherman and sailors. Instead of savoring the experience of game fishing and perfect wind conditions, these visitors opt to visit underwater parks, where they can go snorkeling and diving. The gorgeous country is also in possession of 5 percent of the world’s coral reef.

But ahead the reefs are the beaches, which are all beautiful enough to hold their own. Some of the most beautiful enchanting and well-kept beaches belong to the Bahamas. Each beach has its own charms, from the pink sands of Harbour Island, to the Exumas and San Salvador, or Eleuthera. Visitors frequently make stops are other attractions, such as the parks and gardens that lay nearer to the area’s mainland.

Among all the features of the Bahamas, the people there are always very appreciated. They are famous for their kindness toward strangers; they happily extend and share their culture, history and cuisine. Once you’ve gotten comfortable with a plate of their famous cracked conch, stories are told all around. The Bahamas Ministry of Tourism puts together genuinely real experiences with their People-to-People program. Not only do visitors make friends, but they shape a connection with all of the Bahamas that they will remember eternally.

The act of fishing has gone through various changes during the years. It all started 40,000 years in the past all through the Paleolithic period when hunter-gatherers planned ways of catching fish intended for sustenance. Ever since then fish has remained a vital staple within the nutritional regime of people near both fresh and saltwater all over the world.

There are a lot of ways to cook fish for consuming after they have been caught. Fish could be baked, fried, cured, smoked, dried and eaten rare. Fish meat consists of high quantities of protein and essential oils however is low in saturated fats.

Fish could be caught along with fishing lines, net, and traps. They can be caught to provide for a family unit, or harvested on a large scale to provide for thousands of people. Just lately fishing has turned into commercialized. Large fishing fleets search the sea to fulfill the excessive demand of fish markets. Fish are actually farmed by farmers and presented in huge quantities to eating places and grocery stores.

Fishing has more recently developed from a way of survival to a sport loved by millions of people all over the world. Even if a lot of sports fishermen keep and eat what they catch, many people at present practice catch-and-release. After a fish is caught, it is released again into the wild without enduring harm. Fishermen could be discovered fishing from the seashore, docks, or boats on both bodies of fresh and saltwater. In various places fishing is regulated to protect the populations by way of requiring the fishermen to buy licenses or permits. Different fish can officially be caught only through particular times of the year. This leaves the fishermen a lot of extra time to dream of catching fish.

Online fishing video games have developed into a popular substitute for the real thing. Anglers with world wide web access can nowadays sit down and nearly fish for the big catch right from their chairs. various Online fishing video games are at no cost, and the huge selection of video games keeps them occupied for a few hours.

Enjoy tons of makeover games and motorbike game every day!

Fishing has developed from simply fishing for food to provide for a family unit, to fishing for fun in front of your very own computer. 1 thing remains the same. There will always be tales about that actually big fish that got away!

Nashville Luxury Hotels offers you an upscale choice of the premier 4 Star and 5 Star properties in Nashville. At our website you can opt from the most sumptuous accommodations in the city of Nashville. There are plenty of things to keep you busyThere’s lots of stuff to enjoy when you stay at a Nashville 5 Star Hotels. Rest assured that every luxury resort & spa has been selected by hand so as to provide you with sureness that our assembly of high-end Hotels in Nashville TN will meet the demands of the most choosy traveler.

What’s fun to use on our travel site is the mapping function. You will see every luxury hotel and resort shown on the map which makes it lots simpler for you to come across a place to stay close to your expected destination. Just click on the map icon and it expands to render a photo of the property in addition other important information. You may also click a button that will allow you to check rates and availability. You will discover that http://NashvilleLuxuryHotelsGuide.com provides some of the lowest rates available on-line for Nashville luxury resort and spas.

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You have probably encountered everyone you meet giving you some piece of advice while you are trying to choose a career for yourself in the mining industry for example. This can actually prove to be quite disastrous for you and is not at all helpful in anyway. What these people do is tell  their own experiences and give you advice based on their own judgments. However, when you are about to choose a career or mining jobs for yourself then you need sound advice which is not at all biased in any way.

There are many firms or companies who have people specially trained to give advice and guidance to those who are unsure or confused on which path to choose. Moreover, the advice they give is purely professionally meaning that you are not bound in any way to actually put their advice into action. If you are not comfortable with their advice then you can simply reject it and think of something else to do.

Reno Luxury Hotels provides you an upscale choice of the premiere 4 Star and 5 Star properties in Reno. At our website you will be able to select from the most epicurean accommodations in the city of Reno. There are plenty of things to keep you busyThere’s lots of stuff to enjoy when you spend some time in a Reno 5 Star Hotels. Without hesitation you’ll know that every luxury resort & spa has been selected by hand in order to offer you with confidence that our assembly of high-end Hotels in Reno NV will meet the requirements of the most choosy traveler.

What’s really cool about our website is the mapping application. You will see every luxury hotel and resort displayed on the map which makes it lots easier for you to locate a place to stay close to your expected destination. Just click on the map icon and it expands to render an image of the property in addition other important information. You may also click a button that will enable you to check rates and availability. You will observe that http://RenoLuxuryHotels.net gives you among the cheapest rates available on the internet for Reno luxury hotels and resorts.

Ringing In Ears Brought on by Hearing An infection Can you hear tend to be these types of industrial noise when you are getting a bad nose infection?

And since small, delicate parts of your own ear canal are not utilized to running below which type of strain, an individual listen to all the strange great features that people began to contact tinnitus. An idle brain, is a devil’s workshop they say. Using this ideology in mind, we ventured to write on gabapentin tinnitus, so that something productive would be achieved of our minds.

We wager you do. So the actual query will be… What do you do regarding it? Purchasing it is a difficult question to make sure. But when you have managed to get much sufficient to become scanning this writeup, you will know one more day at a doctor as well as one more length of antibiotics just isn’t what you need. Writing something about gabapentin tinnitus seemed to be something illogical in the beginning. However, with the progress of matter, it seemed logical. Matter just started pouring in, to give you this finished product.

Any time everything’s operating normally a person swallow everything products and do not have any idea that. However when you become ill, have allergy symptoms or even get yourself a nose contamination all the products receives thus thick and also goopy which it cannot drain want it must. And also because it can not strain, strain gathers within your inside the ear the same way this accumulates in your sinuses. Ringing In Ears Caused By Hearing An infection

For more info about herbal remedy for tinnitus visit our website at herbal remedy for tinnitus.

In spite of your age or young you are, you should celebrate your birthday and have some fun. For aged individuals, there aren’t limitations. Truly, you can discover specifically created birthday invitations for age range 40, 50, 60, 70 and even higher. Ensure you have a very excellent moment and that you just request all your neighborhood friends and family members. Invites ought to contain the subject with the get together, if you chose one, and contain details with respect to time and venue.Appear with a sensible and humorous phrasing and have a excellent moment at your get together, no matter how old you are.

Perhaps you are one of the millions of people who take coffee breaks as part of there day to day routine. While some companies think that 15 minute breaks for workers for a cup of coffee can be a waste of time, it is for a fact a condition in improving the efficiency and performance of employees. Employees who are more relaxed and who have less stress tend to be more efficient in their tasks and in achieving the standards of the company. However, if you are one who’s not only a coffee lover but a smoker too, then coffee breaks would require you to look for a part of your office that’s not a no-smoking area.

The ultimate solution is to stop the habit altogether, but if it is still too drastic to be viable then you just have to use electronic cigarettes instead. With these types of cigarettes, you certainly do not have to bring with you any lighter. These devices are battery-operated which means they are a lot safer than those lighters that contain the volatile butane fluid. If this is the sensation of smoking that makes you relaxed while you sip on coffee on your short break then you certainly will want to have it as well. The best electronic cigarettes can offer you with choices based on the strength or the level of nicotine you may want to inhale. The water vapor that these emit also adds more to the sensation that you want to be satisfied with.

Of course, no boss would call your attention when you are using an electronic cigarette while you try to relax a little during your coffee break. In fact, one would probably have small talk with you and would even ask to try what you are using too. Such cigarettes do not produce odors that would drive away female officemates who may want to socialize with you also. Thus, you are sure to have pleasant conversations with everyone even those people who don’t like to be with smokers. The best electronic cigarettes may even give off vapors that are as pleasant as the small talks you are trying to have. These things would make that impression that you aren’t just any other guy who stays behind a desk and a pile of papers.

Vancouver Luxury Hotels sets forth to you a high end selection of the premier 4 Star and 5 Star properties in Vancouver. At our site you can choose from the most opulent accommodations in the city of Vancouver. There are plenty of things to keep you busyThere’s lots of stuff to enjoy when you spend some time in a Vancouver 5 Star Hotels. Rest assured that every luxury resort has been selected by hand so as to furnish you with confidence that our assembly of lavish Hotels in Vancouver will meet the desires of the most choosy traveler.

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Taking part in video games can be an exhilarating and even addictive experience. As you begin enjoying you never would like to stop. The irresistible call to make it to the next level tempts your mind to go on. But when it comes getting your next fix, the newest game on the market perhaps, or something suggested by a good friend, high prices can truly get in your way.

Thankfully for you a three month stay in online game rehab isn’t needed. You can begin saving cash and still take pleasure in playing games you want without having to purchase a new and enhanced gaming system or new games. The one thing you require is a laptop. Therein a number of choices of entertainment await you.

1. There are plenty of games accessible online which may be downloaded for free. It doesn’t matter what your preferences are there is sure to be something accessible that will intrigue any variety of gamer out there. To name a couple there are hunting games, shooter games, and doll games.

Have fun playing vast quantities of motorcycle racing games and free fishing games today!

2. There are even lots of films which have been based on video games available so that you can watch. They’ll bring the video games’ characters to life and add a whole new level to the adrenaline rush of Taking part in a game. You may find them on varied sites, or if you have a DVD you would like to play it can be inserted into the disk drive on your computer.

3. Music is a superb accompaniment to Taking part in free internet games. Listening to a few of your favorite tunes could make you more relaxed and in focus. Or some more stimulating songs will get you hyped up to forge on to the next level. No matter what your choice might be there is a great deal of free songs available and several and plenty of internet radio stations to listen to. There was lots of inflation in online game prices recently. Don’t forget to do your self a favor and save money. You may decrease the drain on your funds that the addicting video games are causing without sacrificing the recreational fun you’ve been having. Simply fire up your laptop and have fun!

The Bahamas – Basic Travel Information –

A gem of the Atlantic Ocean, the Commonwealth of The Bahamas consists of 2,387 islets, 661 cays, and 29 islands. The area is southeast of America, and just north of Cuba and the Dominican Republic and Haiti, also known as Hispaniola. The largely English-speaking country is 5,382 square miles in land mass, with a population of around 330,000.

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The calmness of its waters and great winds have given the Bahamas a world-famous reputation for great sailing. Boaters compete in races no matter what the time of year may be. The renowned game fish of the area constantly tempt fishermen to their waters. In their hunt of the “big one” fisherman have set over 50 international records off the coast of the islands. The Gulf Stream, what a certain list of the most amazing sea creatures on earth call home, actually originates in the Bahamas. One of the islands of the Bahamas, Bimini, was actually the home of well-known author Ernest Hemingway.

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Tourists also are drawn to the Bahamas by the similar factors that send fisherman and sailors. But while seamen are after the weather conditions and game, visitors find their calling in subaquatic parks, enjoying snorkeling and diving. The Bahamas has a beautiful coral reef that makes up 5% of the world’s total reef mass.

But before you actually get to the water, you must first take in the wonderful experience that the beaches have to offer. The Bahamas is host to some of the world’s most gorgeous and perfect beaches. Each beach has its own charms, from the pink sands of Harbour Island, to the Exumas and San Salvador, or Eleuthera. Gardens and parks are but some of the other attractions that await visitors further inland.

Despite all the different visits people have made to the Bahamas, one thing that remains consistent are the people there. The hospitality and warmth of the native Bahamians is renowned; what’s theirs is yours all throughout the duration of your stay. Once you’ve gotten cozy with a plate of their famous cracked conch, stories are told all around. The Bahamas Ministry of Tourism puts together genuinely real experiences through their People-to-People program. Your stay could guide you to new friends, family, or even better, a connection to a society and country that will forever hold your heart.

So you you’ve broken up with your boyfriend, maybe it was his fault, maybe it was your fault, it doesn’t really matter, all you know is you badly want him back. Well don’t sit there waiting for the phone to ring, take matters into your own hands to get your boyfriend back, otherwise you may lose him for good. how to get your ex girlfriend back

Now this doesn’t mean you should rush to make that call yourself, you see you need to have a strategy to get your ex boyfriend back and keep him for good. You need to play it cool, but not to cool. how to get your ex back

Men (and women for that matter) are more likely to pursue you if you play a little hard to get, rather than if you act all desperate and hound them. Most people well be put off by someone who resorts to begging or harassment, you will either end up being used as you are too willing to please or they will end up avoiding you if your too full on.

If you have just broken up with your man, forget him for a while, a few weeks at least, go about life as normal, enjoy yourself, and above all else don’t exhibit outward signs of the longing you are holding inside. If he visits you during these weeks (trust me his curiosity will get the best of him) or calls, play it cool, don’t answer the phone most of the time and turn down offers of dinner or fooling around.

Once this has gone on for a few weeks, your ex boyfriend will be going crazy, wondering what you are doing and in particular who you are spending time with when you are unavailable to see him or answer his calls.

Now you have him where you want him, arrange to go on a date, that doesn’t appear to be a date, a simple coffee at the coffee ship or help with moving some furniture for example.

Not only will you get your ex boyfriend back but you will now be in a position to garner an even better relationship, one in which you have a lot more power.

Dean Hoffman
Hoffman Asset Management, Inc.

The Bahamas – Basic Travel Information –

Something that tourists often consider ahead of visiting a foreign location is if the food there will be to their liking. There are many different kinds of food offered in the Bahamas, from fast food, sea food, and specialty native dishes. Regardless of your preferences, food suited to your tastes will be easily found during your time on the islands.

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A major basic part of of Bahamian cuisine is seafood. Grouper is one of the most popular types of fish there, although also enjoyed are Red Snapper, Yellow Tail, rock lobster, crawfish, conch, and land crabs. One of the most famous dishes of the Bahamas is conch. “Cracked”, or deep fried conch, is one of the most famous ways that it is served, but it can also be served as fritters, stewed, or put in chowders and salads.

With the first meal of the day comes a Bahamian specialty: boiled fish and grits. Due to its white, flaky tenderness and mild taste Grouper is most often the fish of choice. Bahamian crawfish, stew fish, peas and rice, and Johnny cake are also a number of other famed Bahamian dishes. Crab and rice, as well as steamed fish as usual main entrees; potato salad and macaroni and cheese make excellent sides. Desserts include pineapple or coconut tart, bread pudding, or Bahamian specialty guava duff.

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Several drinks are popular in the Bahamas. Soda is not often found by the tap, and can be a bit expensive; however, cans can be bought at local markets. The local soda, “Goombay Punch,” tastes like pineapple, and is described by natives to be sweet, rather than having the tastes typical of a cola. Also very popular in the area are non-alcoholic malt beverages. Kalik, the national beer, and rum are usually the preferred alcoholic drinks.

Meal prices vary from $5 to $25 in the Bahamas. McDonalds and KFC are available in downtown city areas. during June is the well-known Fish Fry, changing things up from the usual American or British food being offered. Service speeds are usually a little slow, but that’s because employees do their best to take care of patrons one at a time. The great food more than makes up for the wait, though.

You’re going to have to convince your mortgage company that you are availed no other option for retaining and being able to pay for your home except by virtue of a loan modification. It’s as simple as that. You’ll need to begin by sending them a short letter that is 1 or 2 pages long detailing your present situation and how you got to this point. Longer is not necessarily better and in many cases will work against you. It makes little difference if your letter is printed or you write it out long hand. You can go either route.

With the increasing quantity of loans in default lenders don’t have the inclination to read a long, heart wrenching story about why you can’t keep up with your mortgage. Make sure you relate clearly the reasons for why you need a loan modification and why they should allow it. Also let them know that if you enter into an agreement you will be able to maintain it and keep it current.

You will find resources on the Internet including websites that provide a hardship letter sample. Obviously, just writing a simple letter is not going to be all your lender requires. It is just the beginning of a very complicated and often lengthy process that you must do right to be insured of success. For that reason we suggest that you hire a professional, perhaps and attorney or real estate consultant with experience in loan modifications who will be able to represent your interests and make sure you do things right.

If you can’t afford to hire a professional we suggest you purchase one of the many good online programs that can be bought for typically under $100 in order to make sure you do things right. An excellent package that we highly recommend as a complete and thorough resource is 60-Minute Loan Modification which will help to insure greater success for you in getting your loan modified. Don’t delay, if you’ve got a financial problem and need help from your lender do it today . . . things normally only get worse when you procrastinate the inevitable.

For a lot of of people, surviving our day by day travel to work is a continuous challenge. We are still half asleep, and the buzz of engines and passing traffic lulls us back into the dream state that we came from not long ago. Whether you’re taking the bus, the train or carpool, getting through your morning commute can be a real drag.

We should face the reality that this day by day requirement would go on if we wish keep our work, pay our bills, and eat this month. Our only option is to get creative and invent concepts to occupy our time, and jumpstart our tired brains.

Wake Up!

1. You already wake up early, so why not get up 15 minutes earlier and get some exercise? Do calisthenics in your room, or go outdoors for a quick run or ride a bicycle. If the condition is horrible, hop on the treadmill or stationary bike. Any type of cardio exercise would get your blood flowing and set off the release of adrenalin and endorphins to wake your body up.

2. If exercise is out of the question, go for an artificial pick me up. Coffee is the apparent option to jumpstart your day, but did you know that of among the different types of coffees, instant coffee has the highest concentration of caffeine for every serving? Instant coffee tastes better served warm or cold. So depending on the temperature outdoors, make an instant coffee or grab an energy drink and hit the road.

3. Get out your laptop the evening before and visit a number of the hundreds of online and acquire a few favorites to your hard drive. You do not want an internet connection to enjoy these games once they’re on your laptop. Keep your thoughts energetic by means of playing horse games and horse jumping games. In the event you like betting at the track and the sound of horses racing down the final stretch, then you’ll definitely love playing horse games.

Enjoy multitudes of doll games and dress up makeover all day!

4. Keep you thoughts energetic by means of playing word games and number games. Crossword puzzles and Sudoku are a few of the favorites that individuals get pleasure from. Get your thoughts in gear by means of trying to solve these puzzles on your boring commute in. Pocket sized books of those popular games might be purchased at whatever news stand or convenience store.

Attempt every one of those concepts to help your day by day travel to work somewhat simpler, and get there really feeling wide awake and fresh for the day to come. Be creative and think up your very own methods for getting through your morning travel. Only you may change your day by day routine, and change alone would inspire your body into motion!

stamina from the solar making use of collection boxes and used the temperature to cook food. Photovoltaic electricity mainly entails accumulating lgt and temperature from the solar rays and by means of it both in homes and in offices for rather a number of employs. Get more information at home solar power systems. According to studies a rather tiny portion on the heat within the sunlight is basically becoming transformed into power. This is mostly for the reason that some consumers in developed nations have all the energy they require that they tend not to see the point in harnessing energy through the sunlight though other countries tend not to have the engineering required to do it. Source: homemade solar panels.